Construction

10 Marla House Construction Cost in Pakistan (2026) — Full Breakdown

Khokhar TradersSeptember 23, 202610 min read

Ask five people what a 10 marla house costs and you will get five numbers — most of them two years out of date. This guide gives you the 2026 numbers with actual quantities: how many bricks, how many cement bags, how many tons of sariya, what labour really runs, and where the finishing budget disappears. These are the quantities we deliver daily at Khokhar Traders Jhelum, not brochure guesses — for today's exact rates, just call us.

First: Your Covered Area

A 10 marla plot is about 2,725 sq ft, but cost follows covered area, not plot size. A typical 10 marla double-story build lands at 3,000–3,400 sq ft covered (ground + first floor). Every number below uses ~3,200 sq ft — scale ±10% for your own design.

Grey Structure — Material Quantities (2026)

Material	Quantity	2026 Rate	Cost (PKR)
Bricks (A-class)	90,000 – 100,000	17,500 – 21,000 / 1,000	17.0 – 19.5 lac
Cement	750 – 850 bags	today's rate	call us
Steel (Grade-60)	6.5 – 8.0 tons	250,000 – 268,000 / ton	17.5 – 20.0 lac
Sand (Chenab)	14,000 – 16,000 ft³	55 – 68 / ft³	8.0 – 9.5 lac
Crush (Margalla)	8,000 – 9,500 ft³	95 – 115 / ft³	8.5 – 10.0 lac
Plumbing + electrical (grey)	lump sum	—	4.5 – 6.0 lac
Misc (termite, waterproofing, grills)	lump sum	—	3.0 – 4.5 lac

Grey materials total: cement is priced at the day's rate (call us) — all other materials together come to roughly PKR 58 – 69 lac.

Every figure above is an indicative market estimate for planning only — material rates change daily. Call +92 331 5083 648 for today's exact rates; a rate is locked only with an official order and advance payment.

Labour — the Other Half of Grey

Grey-structure labour in 2026 runs PKR 1,600 – 1,900 per sq ft of covered area, or roughly PKR 51 – 61 lac for 3,200 sq ft. Combined:

Grey structure total (material + labour): cement at the day's rate + labour PKR 51 – 61 lac + other materials PKR 58 – 69 lac — call us for a precise figure

Confused about what a contractor's grey quote should include? Read our grey structure cost guide for Jhelum and the per-marla construction cost comparison.

Finishing Costs (2026 Rates)

Head	Economy	Standard	Premium
Floor & wall tiles	12 – 16 lac	18 – 26 lac	30 lac +
Paint (putty + emulsion)	6 – 8 lac	9 – 12 lac	14 lac +
Wood (doors, wardrobes, kitchen)	10 – 14 lac	16 – 24 lac	30 lac +
Electrical fixtures & fans	4 – 6 lac	7 – 10 lac	12 lac +
Bathroom & kitchen fittings	5 – 7 lac	8 – 12 lac	15 lac +
Aluminium/glass, misc	3 – 5 lac	5 – 8 lac	10 lac +
Finishing total	40 – 56 lac	53 – 92 lac	111 lac +

The Realistic Total for a 10 Marla House (2026)

Build Level	Total Cost (Grey + Finishing)
Economy (basic finishes)	PKR 1.65 – 1.85 crore
Standard (middle-of-road finishes)	PKR 1.95 – 2.35 crore
Premium (imported tiles, solid wood)	PKR 2.7 crore +

Where Budgets Break — 5 Warning Signs

Steel under-estimated — quotes with 5 tons for 10 marla are fiction; real designs need 6.5–8.
"Finishing is cheap" thinking — finishing is now 45–55% of the total; budget it first, not with leftovers.
Rates locked from a 2024 YouTube video — cement alone moved ~25% since; always price today (today's cement rates, today's brick rates).
No stage-linked payment plan with the thekedar — pay per completed stage, never on schedule.
Changing drawings mid-grey — every wall moved after plinth costs 2–3× what it would have on paper.

Build Smarter, Not Just Cheaper

Phase the build: grey structure this year, shift finishing 12 months if cash is tight — but finish the roof waterproofing before monsoon regardless.
Buy quantities in project lots: 800 cement bags and 7 tons of steel bought together earn builder discounts worth 3–6%.
Verify weights and counts — witness the steel weighbridge and count brick trolleys; a "shortcut" here is a silent 5% tax.

Get Your Own Numbers in 2 Minutes

Open our free grey structure cost calculator and enter your covered area and material quality — you get an itemised estimate you can print. Pair it with the brick calculator, steel calculator and cement calculator for exact quantities.

Want current rates for your site location? Call or WhatsApp +92 331 5083 648 — Khokhar Traders delivers the full grey-structure package (bricks, cement, sariya, sand, crush, gassu) across Jhelum city and nearby areas, and we build on labour-rate or with-material contracts too. Contact us for a free site quote.

Delivery Areas & Charges

Plain and simple — here is exactly how delivery works at Khokhar Traders.

Where we deliver: Locally within about 10–15 km of Jhelum city centre — Jhelum City, Civil Lines, Bilal Town, Kala Gujran, Haji Aima, Kotla Aima, Katchery, Mohamdi Chowk, Chishtian Mohallah, Madina Town, CITI Housing, and many more areas around Jhelum city centre. A little further out? We may still be able to deliver with extra charges — just ask.
Delivery charges: Agreed at the time of order. Share your location with our team and we calculate the exact distance, then confirm a fair delivery charge before anything is loaded. Prefer to save on transport? You are welcome to arrange your own transport.
Ex-shop rates vs delivered rates: Shop materials — cement, iron rebars (sariya), chips, tile bonds, paints, hardware — are priced at ex-shop rates: either we deliver at the agreed charge, or you arrange your own transport. Loose materials — sand, aggregate (crush), soil and gassu for foundation filling, and bricks on a full trolley — usually come with delivery included.
Full-truck cement delivery: We can deliver a full truck of 350–500 cement bags straight to your site (if a bigger truck can safely reach it). A small loader carries only 25–35 bags per trip — one full truck saves you many loader runs and real money on local transport.
Rates change daily: A rate confirmed over the phone is valid for that time of day only. A rate is locked with an official order and advance payment — we confirm the final rate and delivery charge together before dispatch.

Full details in our Shipping Policy — or call / WhatsApp +92 331 5083 648 and we will confirm today's rate and your delivery charge in minutes.

Good to Know Before You Act

Two honest notes about everything published in our guides.

Rates are market estimates and they change daily: any price or rate mentioned in our guides is an indicative market estimate for planning only — material rates in Pakistan fluctuate, sometimes daily. It does not matter what a guide, blog or old quotation says — the final and correct rate is always the one our team confirms with you on the day. Call or WhatsApp +92 331 5083 648 for today's exact price. A rate is locked only with an official order and advance payment.
No warranty on results — always speak to a professional first: quantities, mix ratios, material suggestions and methods described in our guides are general educational guidance, not instructions for your specific site. Results after mixing or using any material in any ratio depend on site conditions, water quality, handling, curing, storage and workmanship — we do not warrant or guarantee any result arising from following general guidance. Before you act, always speak with your engineer, contractor or a qualified professional — or ask our team for guidance on materials.

Planning a stage of your project? Contact us first — we will gladly go through your material list, today's rates and the right products for your site before you buy.

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